| Variable description | Units | Mean | Std. Dev. | Min. | Max. |
|---|---|---|---|---|---|
| Dependent variable | |||||
| Credit sources | 5 categories | 2 | 1.22 | 1 | 5 |
| Independent variables | |||||
| Farm income | Philippine Peso | 128,818.60 | 82,282.95 | 0 | 412,420 |
| Farm expenditure | Philippine Peso | 42,260.75 | 25,747.66 | 2,700 | 175,000 |
| Age of farmer | Years | 52.18 | 12.99 | 28 | 80 |
| Farm experience | Years | 13.83 | 10.59 | 1 | 40 |
| Household size | Number of people | 5.11 | 1.51 | 1 | 10 |
| Duration of loan | Months | 4.12 | 0.81 | 3 | 12 |
| Interest rate | Percentage | 0.03 | 0.02 | 0 | 0.10 |
| Government program beneficiary | 1 if the recipient, 0 if otherwise | 0.72 | 0.45 | 0 | 1 |
| Gender of farmer | 1 if male, 0 if female | 0.86 | 0.34 | 0 | 1 |